Dec 23, 2013 | News
Are you still looking for a last minute gift – maybe even one for yourself? ILScorp’s “All I want for Christmas is a new career in insurance” specials are all available until Dec. 31. Choose your insurance licensing or training course and enjoy great savings on some of our most popular online programs.
Regardless of where in Canada you live, ILScorp has a licensing option for you. With online LLQP and CAIB exam prep courses, the ILS Introduction to General Insurance licensing program (offered through our virtual classroom as well as online/home study), and Alberta Level 1&2 Licensing Exam prep now all on sale, make 2014 your year to launch a new career in insurance.
Register and get started today! Choose from the following discount codes, our gifts to you this December:
1. Purchase the ILS LLQP online video course for only $99 (plus taxes). That’s a $200 savings.
Our streaming-video LLQP is complete and comprehensive, giving you all of the knowledge and skills you need to successfully challenge the provincial LLQP examination.
Register using the code LLQPXMAS at ILScorp.com
2. All six of our Virtual Classrooms programs are discounted by $100 – now only $450.
Choose from the ILS Introduction to General Insurance Level 1 licensing program, Fundamentals of Insurance and CAIB 1, 2, 3, & 4 Exam Prep, all of which run from Jan. 6-31, 2014.
Register using the code NEWCAREER at ILScorp.com
3. Purchase the ILS CAIB Video Tutorial Exam Prep for only $199. Save $100.
Our interactive, online, CAIB Exam Preparation video courses offer the ease and convenience of online learning.
Register using the code CAIBXMAS at ILScorp.com
4. The ILS Introduction to General Insurance Licensing Program Total Package is now only $299.
Regularly priced at $499, the total package includes: the Online Video Course, Textbook, Licensing Exam, Study Guide and Flashcards, all with free shipping! The ILS IGI is accredited in BC, SK & MB.
Register using the code IGIXMAS at ILScorp.com
5. Looking to get Licensed in Alberta? Level 1 & 2 Licensing Exam Prep is $100 off, now only $199!
ILScorp’s Alberta Level 1 and 2 Licensing Programs are the fast, easy and affordable ways to obtain an Alberta Level 1 or 2 insurance licenses.
Register using the code ABXMAS at ILScorp.com
Purchase ILScorp’s Introduction to Public Sector Procurement for only $99. Save $480!
The PSPP course will give you thorough knowledge of all stages of the procurement process, as well as contract law, legislative obligations and the contract management cycle.
Register using the code PSPP99 at ILScorp.com
Remember each discount code is valid until Dec. 31, and valid on new purchases only. If all you want for Christmas is a new career in insurance, now is the time to register at ILSCorp.com!
Call us at 1-800-404-2211 with any questions or to get started.
Dec 20, 2013 | News
Snow is in the forecast across the country, from a chance of snow in Vancouver, to snow on top of more snow in Alberta and the Maritimes. Winter driving is an important skill in our country, and with the holidays coming up the roads will be busier than ever. Share these winter driving tips with your insurance clients and help keep everyone safe on the road.
1. Avoid the winter slip ‘n’ slide: To ensure your vehicle is ready for Canada’s changing winter weather, switch your all-season tires to winter ones before the temperature drops below 7°C. Winter tires optimize the performance and safety of winter driving. Not convinced you need them? Consider that the braking distance of a winter tire could be up to two vehicle lengths shorter than the braking distance of an all-season tire rolling at 24 km/h.
2. Defrost your windows well: Neglecting to defrost your windows might get you to your destination faster, but it’s a dangerous habit. Plan for a few extra minutes to clean all your car’s windows well. And don’t forget to clear off the top of your vehicle—snow could slide down the windshield and obstruct your view while the vehicle is in motion.
3. Winterize your trunk: Keeping a roadside safety kit in your trunk year-round is a good idea, but winter driving conditions require extra safety equipment. Make sure you’re carrying a scraper for the windshield, a small shovel, a sandbag, candles, and warm clothing like gloves and a hat.
4. Replace worn tires: It’s important to check your tires each winter season because worn or bald tires can be dangerous. Tires have tread wear indicator bars molded into them. A solid bar of rubber across the width of the tread means it’s time to replace the tire.
5. Don’t mix and match: Mixing tires with different tread patterns, different internal constructions and/or different sizes compromises the stability of the vehicle. Ensure your vehicle is equipped with four identical winter tires.
6. Top up your fluids: Always keep your gas tank at least half full. On very cold days, the condensation in the tank can freeze and cause problems. Also, don’t forget about your windshield-washer fluid – this is also extremely important on those sunny day!
7. Pump up your tires: For every 5°C drop in temperature, tires lose one pound of air pressure. To ensure optimum fuel efficiency and prevent irregular or premature wear, tire inflation should be checked monthly.
8. See and be seen: It is critical for drivers to see and be seen in low light conditions, and when blowing snow impairs visibility. Always drive with your headlights on.
9. Take a cellphone: For long trips, don’t forget to take a cellphone in case you need to call for help. Pull over to the side of the road and stop your vehicle before making the call.
10. Drop your speed to match road conditions: The posted speed is the maximum speed under ideal conditions. In winter, it is safer to drive below the posted speed. No matter how much experience you have, the way your car will move on snow or ice always has an element of unpredictability.
Stay safe over the holiday season! Are you an insurance agent looking for a greater understanding of vehicle insurance in your province? ILScorp has online courses for ICBC Autoplan Agents in BC and an Ontario Auto Expert continuing education course. Visit ILScorp.com to learn more about our online continuing education courses for insurance agents.
Dec 19, 2013 | News
Is your Ontario business ready to comply with the Accessibility for Ontarians with Disabilities Act (AODA) regulations that come into effect on Jan. 1, 2014? The AODA has been around for a while, but the end of this year marks the deadline for a number of reporting requirements.
As an overview, certain employers need to ensure that they have done the following:
- Public sector employers with 20 or more employees are to file a compliance report with the Ontario government by Dec. 31, 2013, confirming that they are currently compliant with the Accessibility Standards for Customer Service. The filing can be done online.
- By Jan. 1, 2014, those same employers must also develop policies governing how they will meet their requirements under the Integrated Accessibility Standards. In addition, a multi-year accessibility plan must be developed, posted on the organizations’ websites, and provided in an accessible format upon request.
- For employers with 50 or more employees in Ontario that are launching a new website or undertaking a significant website refresh after January 1, 2014, the website is required to conform to the World Wide Web Consortium Web Content Accessibility Guidelines 2.0 Level A unless an exception applies or the company can demonstrate that meeting the guidelines is not practical.
Recent Freedom of Information Act requests have demonstrated that about 70% of Ontario private sector employers with 20 or more employees have not yet complied with required self-reporting requirements to demonstrate that they are compliant with the AODA. Perhaps more importantly, most private sector employers with 20 or more employees don’t even realize that they have certain obligations under the AODA as of January 1, 2014.
Because most Ontario businesses are not compliant with the AODA, the Ontario government has begun issuing notices of non-compliance and has indicated that it intends to pursue businesses which are non-responsive.
For further information, see the Ontario government’s website on AODA requirements.
Is your company AODA compliant? Compliance includes training all employees on AODA standards. Failure to comply can result in fines of up to $100,000.
ILScorp offers an Accessibility for Ontarians with Disabilities Act (AODA) online course. You can register online, complete the AODA compliance training program entirely online, for a one-time fee of just $30 per person and print your certificate of completion immediately. Electronic records are kept by ILScorp in case of an audit, plus the ILScorp AODA course has been accredited from RIBO for one hour in the Management Category.
The course material has been taken directly from a variety of Government publications (with minor editing for clarity) on the subject of the AODA, including those of the Queen’s Printer for Ontario, and has been gathered here for the express purpose of providing training for the public on the AODA laws in effect.
Register online or call us at 1-800-404-2211 today to get started.
Information excerpted from an article by Catherine Coulter, Dentons.
Dec 18, 2013 | News
Planning to visit Grandma’s or spending Christmas in Paris? Traveling over the holidays can be notoriously busy, expensive and stressful, but the news isn’t all bad. Check out these 10 holiday travel tips and find some joy this season.
1. Avoid peak travel dates.
Travel off-peak whenever possible. Fortunately, Christmas and New Year’s Day fall on Wednesdays this year, so travel will likely be more spread out than normal, with no obvious peak days.
2. Book early.
Fares are only rising, so those who hold out in hopes of a late-breaking sale are likely to get left out in the cold or pay a very steep price for their procrastination. Be prepared to be flexible with dates and flight times.
3. Shop around.
Comparison shopping has never been easier. During peak travel season, casting the net as wide as possible will help you understand all of your options. For many travellers, price isn’t the only or even the most important factor, especially during the holidays. Thoughtful, deliberate use of the “search adjacent days or airports” features found on many websites may also surrender greatly improved fares and travel times.
4. Know your airports.
Checking alternate airports is a pretty standard tactic, but at this time of year it can really make a difference. You can score on almost every front – parking, rental cars, traffic to and from, nearby hotels – and save both time and money. Smaller airports see fewer flights and therefore, typically, fewer delays.
5. Plot connections carefully.
When booking flights, check your search results carefully for sufficient time during layovers, and build in some time for flight delays and weather woes. Avoiding really tight connections may save you a sprint through the terminal or a missed flight.
6. Leave early.
During peak travel times, many of the delays you’ll face lie on this side of security, from traffic jams and full parking lots to absent shuttles and long lines. Rather than striving to “arrive at the airport early,” you may want to try to “leave for the airport early” to anticipate the peripheral delays you may encounter.
7. Pack wisely.
In the past, you may have been able to fit everything into your carry-on without having to check any baggage – a strategy we still recommend. However, the TSA rules about liquids and gels make this a trickier proposition. When packing, keep in mind that most airlines are now charging travellers a fee for checking any bags on domestic flights (and even some international ones).
8. Use the Web for more than just booking.
The latest self-service developments in online travel can be tremendous time-savers during peak travel times. Whenever possible, print your boarding passes at home, use check-in kiosks or even pull up your boarding pass on your smartphone. Consider doing your holiday shopping online and having your gifts shipped to your destination.
9. Travel early or late in the day.
As a rule, airports are least congested at times when most people would rather be at home or asleep. Delays are far less likely for morning flights, and airports usually unclog as the afternoon and evening peak passes. Caveat: Staffing can be spotty for really early flights, so although your flight is highly likely to be ready to leave on time, check-in may take a while, along with other personnel-dependent steps like riding shuttle buses.
10. Consider package deals.
Peak travel periods can be the best time to buy package deals, even for folks who would never buy one, as the bundled pricing offered by packages can be very competitive, even (or especially) at times of high demand.
A Few Bonus Tips:
- Be prepared for more than the usual slowdowns at security. Even though the TSA’s liquid and gel rules have been around for many years now, folks who fly very rarely may not be familiar with all the ins and outs, and the newer full body scanners could catch even frequent travellers off guard.
- Gas up the night before you travel; no one leaves enough time for buying gas on the way to the airport.
- Investigate your frequent flier options to get better (and better guaranteed) seats.
- Keep your cool. Airline employees have considerable power over your well-being. Unfortunately, many enjoy wielding it against you, and few respond well to anger.
- Have phone numbers for everything: your hotel, your car rental agency, your airline, friends at your destination.
- Choose non-stop flights. The worst, most brutal delays occur in connecting airports, where you have no home, friends or family to retreat to.
- With airlines continuing to cut back on service, it’s more important than ever to confirm your flight several days before you leave – that way you’ll have a little leeway to make alternate plans if necessary.
- Don’t overpack even checked luggage; overstuffed bags that must be opened for a security check are much harder to repack.
- Do not wrap gifts, especially if you intend to carry them on the plane. Even in checked baggage, there is a strong chance they will be unwrapped for inspection by security personnel. Consider gift bags instead of wrapping paper this holiday season – you can easily remove the items from their bags if required and you don’t have to do a last-minute wrapping job at your destination.
- Give your cell phone a full charge, and write down or program the phone number of your airline so you can call easily as your flight time approaches.
Excerpted from the Independent Traveler
Want to ensure that your clients are properly protected over the holidays? Review their vehicle coverages as well as travel medical insurance policies with them before they head off on their trip. Not sure what they’ll need? ILScorp has hundreds of hours of online, accredited continuing education classes for insurance agents, to get you up to speed.
Dec 16, 2013 | News
Still looking for that perfect gift for the special someone, or wondering what your new year’s resolution should be? ILScorp’s “All I want for Christmas is a new career in insurance” specials are now available until Dec. 31. Enjoy huge savings on some of our most popular insurance licensing and training courses.
Regardless of where in Canada you live, ILScorp has a licensing option for you. With online LLQP and CAIB exam prep courses, the ILS Introduction to general Insurance licensing program (offered through our virtual classroom as well as online/home study), and Alberta Level 1&2 Licensing Exam prep now all on sale, make 2014 your year to launch a new career in insurance.
Register and get started today! Choose from the following discount codes, our gifts to you this December:
1. Purchase the ILS LLQP online video course for only $99 (plus taxes). That’s a $200 savings.
Our streaming-video LLQP is complete and comprehensive, giving you all of the knowledge and skills you need to successfully challenge the provincial LLQP examination.
Register using the code LLQPXMAS at ILScorp.com
2. All six of our Virtual Classrooms programs are discounted by $100 – now only $450.
Choose from the ILS Introduction to General Insurance Level 1 licensing program, Fundamentals of Insurance and CAIB 1, 2, 3, & 4 Exam Prep, all of which run from Jan. 6-31, 2014.
Register using the code NEWCAREER at ILScorp.com
3. Purchase the ILS CAIB Video Tutorial Exam Prep for only $199. Save $100.
Our interactive, online, CAIB Exam Preparation video courses offer the ease and convenience of online learning.
Register using the code CAIBXMAS at ILScorp.com
4. The ILS Introduction to General Insurance Licensing Program Total Package is now only $299.
Regularly priced at $499, the total package includes: the Online Video Course, Textbook, Licensing Exam, Study Guide and Flashcards, all with free shipping! The ILS IGI is accredited in BC, SK & MB.
Register using the code IGIXMAS at ILScorp.com
5. Looking to get Licensed in Alberta? Level 1 & 2 Licensing Exam Prep is $100 off, now only $199!
ILScorp’s Alberta Level 1 and 2 Licensing Programs are the fast, easy and affordable ways to obtain an Alberta Level 1 or 2 insurance licenses.
Register using the code ABXMAS at ILScorp.com
Purchase ILScorp’s Introduction to Public Sector Procurement for only $99. Save $480!
The PSPP course will give you thorough knowledge of all stages of the procurement process, as well as contract law, legislative obligations and the contract management cycle.
Register using the code PSPP99 at ILScorp.com
Remember each discount code is valid until Dec. 31, and valid on new purchases only. If all you want for Christmas is a new career in insurance, now is the time to register at ILSCorp.com!
Call us at 1-800-404-2211 with any questions or to get started.
Dec 13, 2013 | News
There are many important steps we can take to keep our home safe from break-ins over the holidays, as we travel and bring new gifts home. Most break-ins are opportunistic burglaries, and Christmas is the time when many thieves are looking for the insecure home.
You can help prevent thieves targeting your home by carrying out a few simple common sense measures.
Always lock all outside doors and windows when you go out, including garage windows and doors, especially if the garage has an internal door leading to the main house. Lock your garden tools and ladders away and always keep your house keys in a safe place. Burglars know to look under a mat, pull the string and key through the letter box, or move the large stone near the front/back door.
When heading out for the evening, put a light on, put the radio or TV on and leave a small gap in the curtains so that a light can be seen.
If you are going away for a longer time, use timers to control Christmas lights and indoor lamps, and ask a neighbour to take in your mail and newspapers and clear your walks and driveway of snow when needed. Consider having a trusted person spend some time inside your house each day. If you leave a car in the driveway, consider having that same person move it periodically to make it appear as if its being used.
Turn your telephone ringer off and don’t leave outgoing phone or email messages to indicate that you are away. Be careful of posting information about your travel plans or expensive gifts on social media.
Do not display your Christmas tree & gifts in a window visible from the street. Criminals may be tempted to smash the window to steal packages or plan a break-in. After Christmas, do not leave empty gift boxes by the garbage or put them our for curbside recycling. This is an advertisement for thieves. Collapse the boxes, cut them up to conceal the items or take them directly to your community recycling depot.
Review your home insurance plan, and be aware that there are limits for how long your home can be left empty for coverage to remain valid.
Insurance agents are encouraged to review these tips with their clients, as well as to be aware of the limitations of their client’s insurance policies.
Are you an insurance agent looking to boost your home insurance knowledge? ILScorp offers a variety of accredited online continuing education courses, as well as licensing programs. Many of our most popular courses are on sale for the month of December. Visit ILScorp.com to learn more.