winter driving tips Archives

Top 10 Winter Driving Tips To Share

Dec 20, 2013 | News

Snow is in the forecast across the country, from a chance of snow in Vancouver, to snow on top of more snow in Alberta and the Maritimes. Winter driving is an important skill in our country, and with the holidays coming up the roads will be busier than ever. Share these winter driving tips with your insurance clients and help keep everyone safe on the road.

1. Avoid the winter slip ‘n’ slide: To ensure your vehicle is ready for Canada’s changing winter weather, switch your all-season tires to winter ones before the temperature drops below 7°C. Winter tires optimize the performance and safety of winter driving. Not convinced you need them? Consider that the braking distance of a winter tire could be up to two vehicle lengths shorter than the braking distance of an all-season tire rolling at 24 km/h.

2. Defrost your windows well: Neglecting to defrost your windows might get you to your destination faster, but it’s a dangerous habit. Plan for a few extra minutes to clean all your car’s windows well. And don’t forget to clear off the top of your vehicle—snow could slide down the windshield and obstruct your view while the vehicle is in motion.

3. Winterize your trunk: Keeping a roadside safety kit in your trunk year-round is a good idea, but winter driving conditions require extra safety equipment. Make sure you’re carrying a scraper for the windshield, a small shovel, a sandbag, candles, and warm clothing like gloves and a hat.

4. Replace worn tires: It’s important to check your tires each winter season because worn or bald tires can be dangerous. Tires have tread wear indicator bars molded into them. A solid bar of rubber across the width of the tread means it’s time to replace the tire.

5. Don’t mix and match: Mixing tires with different tread patterns, different internal constructions and/or different sizes compromises the stability of the vehicle. Ensure your vehicle is equipped with four identical winter tires.

6. Top up your fluids: Always keep your gas tank at least half full. On very cold days, the condensation in the tank can freeze and cause problems. Also, don’t forget about your windshield-washer fluid – this is also extremely important on those sunny day!

7. Pump up your tires: For every 5°C drop in temperature, tires lose one pound of air pressure. To ensure optimum fuel efficiency and prevent irregular or premature wear, tire inflation should be checked monthly.

8. See and be seen: It is critical for drivers to see and be seen in low light conditions, and when blowing snow impairs visibility. Always drive with your headlights on.

9. Take a cellphone: For long trips, don’t forget to take a cellphone in case you need to call for help. Pull over to the side of the road and stop your vehicle before making the call.

10. Drop your speed to match road conditions: The posted speed is the maximum speed under ideal conditions. In winter, it is safer to drive below the posted speed. No matter how much experience you have, the way your car will move on snow or ice always has an element of unpredictability.

Stay safe over the holiday season! Are you an insurance agent looking for a greater understanding of vehicle insurance in your province? ILScorp has online courses for ICBC Autoplan Agents in BC and an Ontario Auto Expert continuing education course. Visit ILScorp.com to learn more about our online continuing education courses for insurance agents.

Know How To Keep Your Clients Safe On The Road This Winter

Oct 18, 2013 | News

Now that some parts of Canada have already seen their first snowfall, the rush to install winter tires is on. Even if you live in a region that doesn’t see a lot of snow fall, winter driving presents its own set of challenges, with darker days, wet or icy roads and more.

Keeping your vehicle in good technical repair reduces your overall chances for any mishap or disaster while driving – particularly in winter weather. To prepare your vehicle for winter driving give it a complete checkup, including: electrical (battery, ignition and lights); brakes; exhaust system; heating and cooling systems; and windshield wipers. And of course those tires – even if you don’t need snow tires, be sure you have a good set of matching all season tires that are properly balanced and properly inflated for the temperature.

Consider putting together a winter driving kit, including chains, sand or salt, scrapers, booster cables, flashlight, blanket, emergency food and more. And remember, to slow down, or even stay home in extremely inclement weather.

Share these and other winter driving suggestions with your clients to help keep them safe. But if the worst does happen make sure you’ve prepared them with the best possible insurance coverage for their needs. For BC and Ontario insurance agents, ILScorp offers auto insurance training courses.

ILScorp has added two new courses for BC insurance agents looking to enhance their Autoplan knowledge. “Introduction to BC Autoplan Insurance” provides new orientation training for those wanting to learn more about ICBC’s Autoplan insurance in BC, while “ICBC Autoplan Coverages and Exclusions” provides in-depth insurance training on ICBC’s Autoplan insurance coverage and exclusions.

The Ontario Auto Expert series of courses leads you through the coverage, common client concerns and questions, errors and omissions avoidance, options, and important considerations in giving advice about private automobile coverage in Ontario. The courses do not deal specifically with commercial vehicles.

The courses are offered fully online in an interactive format, complete with pre-course knowledge assessment, and a post course exam.

For more information about these BC Autoplan insurance courses, the Ontario Auto Expert Course, or more online insurance course options, visit www.ilscorp.com or call 1-800-404-2211.