May 12, 2014 | News
Have you had a chance to review the new course now available in your subscription to our Life insurance continuing education bundle? We’ve recently added the following new course: Comprehensive Estate Planning with Life Insurance, to the subscription bundle.
Life insurance is not easy to sell and while many try, few succeed in growing healthy, profitable careers. There is often a trade-off between people skills and technical skills. You may notice that successful fellow agents weak in technical skills probably have strong people skills and vice versa. Certainly there is a required combination of human and technical aptitudes to manage an estate-planning file.
This course will assist with the basic estate planning skills by covering the following modules:
- The role of the Life Insurance Agent;
- The Estate Planning players;
- Other common strategies with Life Insurance;
- Death & Taxes; Tax considerations;
- Estate Planning Topics;
- Corporate Estate Planning strategies;
- Charitable Giving and Bequest Planning;
- Trusts.
This course will explain the technical and people skills needed for successful career in Life Insurance.
The course includes nine lessons with interactive videos, downloadable texts, chapter quizzes and a final exam. The Comprehensive Estate Planning With Life Insurance course is accredited in AB, MB, SK, BC for 2 CE hours. It is included in our Life & AS subscription and available f0r individual purchase for $159.
Apr 25, 2014 | News
ILScorp is pleased to let you know that your subscription to our Life insurance continuing education bundle now includes the following new course: Comprehensive Estate Planning with Life Insurance.
Life insurance is not easy to sell and while many try, few succeed in growing healthy, profitable careers. There is often a trade-off between people skills and technical skills. You may notice that successful fellow agents weak in technical skills probably have strong people skills and vice versa. Certainly there is a required combination of human and technical aptitudes to manage an estate-planning file.
This course will assist with the basic estate planning skills by covering the following modules:
- The role of the Life Insurance Agent;
- The Estate Planning players;
- Other common strategies with Life Insurance;
- Death & Taxes; Tax considerations;
- Estate Planning Topics;
- Corporate Estate Planning strategies;
- Charitable Giving and Bequest Planning;
- Trusts.
This course will explain the technical and people skills needed for successful career in Life Insurance. This course includes nine lessons with interactive videos, downloadable texts, chapter quizzes and a final exam.
This course is accredited in AB, MB, SK, BC for 2 CE hours. It is included in our Life & AS subscription and available f0r individual purchase for $159
Jan 14, 2014 | News
Deadlines have been extended to complete mandatory continuing education hours for Life and A&S agents in Alberta and for ChAD requirements in Quebec.
Alberta agents: you now have until June 30 to complete your continuing education classes. With ILScorp you can complete your CE courses for Life and Accident Sickness agents on your own schedule – anytime, anywhere you have an internet connection.
Our Life / A&S course catalogue includes more than 75 CE courses (185 hours), so you’ll find courses that are of interest and relevance to you and your business. A new online Professional Liability course: Introduction to Errors and Omissions Exposures Insurance for Life / A&S Agents, which is also included in the subscription option.
Individual Courses start at $85. Six month subscriptions to the entire Life/A&S CE course catalogue are $260.
Quebec Agents: if you have not completed your ChAD professional development units, your deadline has now been extended to March 31, 2014. Still working on your hours? ILScorp’s ChAD Subscription offers unlimited access to our accredited ChAD courses (over 100 credits!) for six months for only $185.
Are you not the only one with hours to complete? If your brokerage has more than five people who need to complete their training, consider joining our ChAD Broker Network Program, and save $50 per person on a ChAD Subscription!
Advantages of the ILS continuing education course subscriptions:
- Once you purchase your subscription, you can begin taking your courses immediately! If you are a new subscriber, you will receive an automated username and password by email.
- All material is viewed online. All you need is an internet connection!
- Courses can be accessed any time and you can log in and log out as many times as you wish during the course period.
- Quizzes and Final exams are offered in most of our courses to help you retain the information.
- Should you require any assistance at any time during your course work, we are here to support you 5 days a week, 0800 – 1700 PST.
Join the more than 22,000 Canadian insurance professionals who develop their skills with ILScorp each year! Visit ILScorp.com today to get started, or call 1-800-404-2211.
Oct 22, 2013 | News
Canadians indicate a strong preference for buying their life insurance in person, a recent LIMRA study revealed. The 2013 Canadian Life Insurance Ownership Study shows that 76% of Canadians would prefer to buy life insurance face-to-face rather than buying from work, on the Internet, by direct mail or by phone.
That was one of the key findings from the 2013 Canadian Life Insurance Ownership Study, which monitors long-term patterns in life insurance ownership, adequacy of coverage and consumers’ attitudes about life insurance.
“Our research found that six million Canadians believe they need more life insurance, and three-quarters of those we surveyed would prefer to buy it face-to-face,” says Cheryl Retzloff, senior research director for LIMRA.
Of the one in four Canadian households that prefer to purchase through other methods, the Internet was the most popular (11%), followed closely by workplace and by phone or mail. By comparison, in the United States, 43% of those surveyed said they prefer to buy through the Internet or by mail or phone.
The survey also finds that only 68% of Canadian households have any life insurance at all, compared with 79% in 2006. Life insurance ownership has declined in Canada, but with many Canadians indicating that they need more insurance, the industry has an opportunity to bolster sales.
“Since 2006, Canadians have lived through a recession resulting in less discretionary income for most people,” said Cheryl Retzloff, senior research director for LIMRA. “Given that environment, it’s not surprising to see overall life insurance ownership decline.”
Many Canadians recognize that they are underinsured, the survey shows. Married households with children under age 18 appear to be particularly vulnerable. Three quarters of respondents in this category said they would have difficulty with living expenses if a primary wage earner were to die.
The top factors holding consumers back from buying life insurance include a perception that it’s not affordable, and the fact that it’s considered a low priority.
Are you prepared to provide your life insurance clients with the best options? Can you guide them through the buying process and meet their needs, overcome objections, and well as your own professional goals? ILScorp offers online training for Canadian life insurance agents, including online continuing education credits, and courses specific to meet your needs. Visit ILScorp.com today to learn more about our Life / A&S CE subscriptions and individual insurance training courses.
